TSI Pay: Supported Merchant Category Codes

Overview

TSI Pay is available exclusively for U.S.-based businesses that fall within specific Merchant Category Codes (MCCs). Businesses that meet the eligibility criteria can integrate TSI Pay for secure and seamless payment processing.

This guide outlines the industries and business types that qualify for TSI Pay and any restrictions that may apply.

1. Eligible Business Categories

Healthcare, Medical, and Wellness

• Doctors and physicians (surgeons, dermatologists, gynecologists, orthopedists)
• Dentists and orthodontists
• Osteopaths
• Chiropractors
• Optometrists and ophthalmologists
• Opticians, optical goods, and eyeglasses
• Podiatrists and chiropodists
• Nursing and personal care facilities
• Hospitals
• Medical and dental laboratories
• Medical services and health practitioners (physical therapists, sports medicine, psychiatrists, psychologists, and similar)

Restrictions:

• Businesses must have a physical brick-and-mortar location.
• Discount medical or dental plans, including discount insurance, are not eligible.
• Online pharmacies are not eligible.

Home Services

• Heating, plumbing, and air-conditioning contractors
• Electrical contractors
• Exterminating and disinfecting (pest control)
• Cleaning, maintenance, and janitorial services

Home and Garden, Repair Services

• Landscaping and horticultural services
• Shoe/hat cleaning and repair services
• Furniture reupholstery, repair, and refinishing

Legal Services

• Law firms and attorneys

Restrictions:

• Attorneys engaged exclusively in bankruptcy law are not eligible.

Beauty and Personal Care

• Beauty and barber shops

Restrictions:

• Massage parlors are not eligible.

Automotive Services

• Automotive tire outlets
• Automotive body repair shops
• Car washes
• Towing services

Restrictions:

• Auto sales, used car sales, and auto financing/debt repayment businesses are not eligible.

Financial Services

• Tax preparation services
• Accounting, auditing, and bookkeeping services

Counseling & Mental Health

• Personal counseling services (marriage, alcohol abuse, similar)

Health and Wellness

• Health and beauty spas (beauty spas, tanning salons)
• Membership clubs (sports, recreation, athletic, health)

Restrictions:

• Membership clubs must operate under normal business hours.
• Age-restricted businesses are not eligible.

Education, Instruction & Tutoring

• Schools and educational services (art schools, driving schools, karate, music, and similar)
• Vocational and trade schools (technical institutes, coding, real estate, and other training programs)

2. Key Takeaways

• TSI Pay is only available for U.S.-based businesses that meet specific Merchant Category Codes.
• Certain industries, such as online pharmacies, bankruptcy law firms, and auto dealerships, are not eligible.
• Businesses must operate within the defined MCC list to connect with TSI Pay.
• Restricted businesses may still integrate with third-party payment gateways.

For further details on eligibility, business owners can check their Business Settings Page or contact TSI Pay Support.